yesterday ended a 20-year history of Ukrprombank. Managers of the National Bank could not be saved from liquidation agency, which suffered from the financial crisis and the outflow of depositors" one of the first. To fight for the assets of a large savings bank intend not only to his creditors, but also nationalized Rodovid Bank. He expects to get all the liquid assets of a bankrupt. Elimination of Consequences of Ukrprombank feel the entire financial system, bankers admit.

Year of the temporary administrators Ukrprombank Maidanyuk Alexander and Constantine Raevskogo completed the liquidation of one of the largest savings banks in the country. Yesterday the board of the National Bank decided to revoke the license Ukrprombank and begin the process of its liquidation, in order to prevent further reduction assets, enforcement of obligations to creditors and the restoration of social justice. "

This decision was taken on January 21 - the last day of the moratorium on satisfaction of creditors" claims, which was to improve the financial situation in the institution. Failure to restore its solvency has become one of the reasons for liquidation of the bank, noted in the NBU.

Liquidation Ukrprombank, founded in 1989, was the largest during the financial crisis and the first since the bankruptcy of the bank "Ukraine". Eliminate Ukrprombank instructed his former interim administrator, the Director of the termination of the banks NBU Constantine Shawl. The official position of the bank to unveil on January 25.

At the beginning of the administration Ukrprombank, according to the Association of Ukrainian Banks, was the largest savings institution in the top 35. Due to the population accounted for 57% of liabilities - 7.95 billion UAH.

nine months, the Government has pledged to recapitalize the ailing bank, but eventually decided in November to transfer deposits in nationalized Rodovid Bank. And if on 1 October last year a portfolio of retail deposits Ukrprombank amounted to 7.25 billion UAH, that on 1 December - is 155.9 million UAH. Transfer of assets Ukrprombank (on this indicator, the bank dropped the year from 15 th to 22 th place) has not started because of their long-term evaluation. Now Rodovid Bank intends to resolve the issue of obtaining assets through the Finance Ministry.

"On Wednesday we received the decision of the NBU dokapitalizatsii Rodovid Bank 3 billion UAH, transfer assets to us Ukrprombank laid down in NBU and NBU refinancing. This is contrary to the decision to eliminate Ukrprombank, so we understand at the level of the Ministry of Finance. Given agreement on the transfer to us of assets and liabilities, the liquidator is obliged to negotiate with us for sale of any assets, "- said the temporary administrator Rodovid Bank Sergey Shcherbina.

Trials are continuing on assets of $ 5.5 billion UAH, which may complicate their interpretation. In the National Bank thinks otherwise. "Regardless of the commencement of the liquidation of these assets may be sold," - said the other day the head of crisis management NBU Yuri Petrov.

Experts note that the liquidator will not be able to transfer assets to its creditors directly. "The bulk of banks" assets that are in liquidation pool, sold at auction or public sale. Proceeds distributed to creditors in order of priority. The exception is the property of the bank, which is in the collateral or other obligations of the bank," - said a senior analyst at Troika Dialog Ukraine "Yevgeny Grebenyuk.

Elimination of a major bank could drag on for years. Thus, the bankruptcy of the bank "Ukraine" lasted for 8 years, and the record became a bank Vidrodzhennya "- 13 years. "By the liquidation commission will assume the rights of bank management. Over the disputed assets, the Board will sue or negotiate," - said partner of law firm Magisters Alexei Reznikov.

Art. 96 Law on Banks and Banking Activities provides a place of receipt of funds: compensation of damage to life and health, wages, the Deposit Guarantee Fund claims natural persons, deposits in excess of 150 thousand UAH, payment of the NBU, which derived from the reduction cost of refinancing of mortgages, the requirements of the Ministry of Finance for providing financial assistance, the requirements of natural persons, payments are blocked, other requirements, except subordinated debt, the return of subordinated debt.
Liquidation

Ukrprombank indebted to the internal (legal persons - 1.5 billion UAH) and outside investors (among them Cargill), will be negatively perceived by the bankers.

"Liquidation Ukrprombank - a blow to the entire Ukrainian banking system, because it is one of the few had the status of savings, - says the first deputy chairman Vyacheslav Prominvestbanka Yutkin .- The external creditors had hoped that the status of the bank will not let him fall, the state intervenes and help, but this did not happen. In losing everything except the owners Ukrprombank.

Elena Gubar, Ruslan Black

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