National Bank approved a recommendation to the banks to work on problem borrowers-individuals.

The recommendations approved by the National Bank of Ukraine № 461 dated 6 August.

According to the decree, these recommendations will begin in Ukraine, the introduction of European standards regarding the work of banks with borrowers, natural persons who are in difficult financial situation due to unforeseen circumstances, adversely affect their solvency.

Decision taken to reduce the risks of banking activities and to avoid loss of confidence in the banking system, in particular through the creation of suitable conditions to ensure that borrowers commit themselves to consumer credit.

Compliance with these recommendations will improve the return of credit and the resumption of public confidence in the banks.

memo be attached to the decree, constitutes an informative document, designed to increase financial awareness.

memo also available in the form sends the borrower, who is in arrears on consumer credit, and is in a difficult financial situation in cooperation with the bank.

It also informs the borrower of the important aspects that need to pay attention to when signing a loan agreement with the bank, and at the time of service credit, provided clarification regarding the possible negative consequences of inaction, the borrower or take them to precipitate decisions.

As reported previously NBU required banks to familiarize potential borrowers with a memo drawn up by the National Bank potrebkreditovaniyu.

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